

Thousands of Aussies already trust Factory Buys for affordable furniture — now you can pay your way with Afterpay.
Enjoy flexible, interest-free payments, fast delivery, and a secure checkout experience. No hidden fees. No delays. Just the furniture you love, made easier with Afterpay.
Our customers love Afterpay because it makes buying quality furniture simple.
Whether it's a new mattress, storage for the kids' room or a lounge they’ve had their eye on, Afterpay means they can get it now and pay it in 4 instalments over 6 weeks, interest-free.
No hoops to jump through, no surprises at checkout. Just an easy, secure way to shop the pieces they need, when they need them. That’s why so many Aussies choose Factory Buys.
How to set up an account?
Pay it in 4 with Afterpay
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Easy to apply
Simple and easy to join. Set up an account in minutes. Credit checks apply.
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Spend limits are dynamic
Once approved, enjoy your dynamic spending limit. We start new customers at a lower spend limit and may increase it gradually over time.
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Accepted at Factory Buys
Once approved, you can pay it in 4 whenever you shop with us!
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It’s easy to manage your account in the app
Track your payments, check available spend limits, and make early payments in the Afterpay App.
Factory Buys x Afterpay FAQs
What is Afterpay?
Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest free. It is available to use on all products at Factory Buys.
How do I set up an Afterpay account at Factory Buys?
Step one: Add your items to your Factory Buys shopping cart.
Step two: Select Afterpay as your payment method at the checkout.
Step three: You’ll be redirected to Afterpay to login or create your account.
Step four: Your payment schedule will be displayed.
Step five: Track your payments, check available spend limits, and make early payments in the Afterpay app.
Are there any fees for using Afterpay?
Afterpay caps late fees to help keep costs manageable for customers who miss a payment. Late fees will never exceed 25% of the order total or $68 per order, whichever is lower.
What happens if I require a refund and paid using Afterpay?
Items purchased with Afterpay can be returned for an exchange or refund, subject to Factory Buys Returns Policy. Returns or refunds will be processed and Afterpay will be advised. Your payment plan will then be adjusted to reflect the new total order value. If you have already made a payment, this will be refunded to you via Afterpay.
Is Afterpay safe to use?
Afterpay has been built with a range of security features and services to help keep your accounts secure, including monitoring transactions to identify fraudulent trends and behaviours, multi-factor authentication, and encryption to protect your information. You can find out more on at Afterpay’s safety and security page.
Late fees, eligibility criteria and T&Cs apply. Afterpay Australia Pty Ltd. Australian Credit Licence 527911.