Buy Big, Pay Small. Shop Smarter.

Shop Big. Pay Small. Australia’s Favourite Buy Now Pay Later Furniture Option

Big Furniture Dreams, Small Weekly Payments

You want the freedom to furnish your space now, not next month. But dropping $400 on a bed, sofa or storage unit in one go? That can sting. That’s why more Australians are skipping the lump sum—and choosing Buy Now, Pay Later.

Why Buy Now, Pay Later is the New Normal for Home Essentials

You’re not alone. Shoppers across Australia are stretching their budgets without sacrificing style. Whether you’re moving house, upgrading your mattress, or kitting out the spare room, BNPL lets you lock in deals without locking up your cash.

At Factory Buys, most orders fall between $300–$400. With BNPL, that means four easy payments of $75–100—interest-free.

The Benefits of BNPL at Factory Buys

Get it now, pay it off later: Don’t wait weeks to replace what you need now

Flexible payment providers: Zip, Klarna, Afterpay, and PayPal Pay in 4

Fast, encrypted checkout: SSL-secured + safe payment gateways

Trust built in: Over 5,000 verified 5-star reviews from Aussie shoppers

Local customer support: Questions? Our Aussie business has your back

BNPL-only deals: Some discounts are exclusive to BNPL shoppers

Why Factory Buys Customers Choose BNPL

Because it’s easy, fast, and secure. You don’t have to wait for payday. You don’t have to worry about interest. And you don’t have to deal with credit card drama.

Everything runs through trusted providers, backed by bank-level encryption, and supported by our in-house customer service team—ready to help.

We’re rated 4.6/5 on Trustpilot and Okendo, with thousands of happy customers saying things like:

“So comfortable, delivered quickly and affordable. Love it!”

“Amazing comfort for the price. Great value!”

“Easy to order, fast delivery, and as described. Would definitely buy again.”

Who This is For

- Smart shoppers who want to stretch their budget

- Renters or first-home buyers setting up a new place

- Families upgrading without the upfront hit

- Anyone looking for quality furniture at flexible prices

Why Now?

Because deals don’t last forever. And with BNPL, you don’t have to miss out just because payday’s next week.

Get What You Need Now

Shop Factory Buys and select your BNPL option at checkout. No stress. No upfront cost. Just the furniture you need, delivered fast.